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South Africa Helping you start and build your small business empire Business plans are generally required by bankers, investors and partners when they are approached for finance or for their services.
It is extremely unlikely that a bank or investor will lend you money based purely on a business plan, but it may help in giving them confidence that you are well researched and professional when it comes to your business and that you are therefore not going to squander their money and that the debt will be repaid in a reasonable time.
The most important reason however for writing a business plan is to make sure that your venture makes business sense. It is for your own benefit. Before you start thinking that a business plan is too complicated and should be left only to professionals, think again.
You have already started your plan, but most likely only in your head. What you need to do now is put those thoughts on paper. Arrange your plan under the following headings for a logical and well thought out business plan.
In less than a page you need to describe what your business will do, how it will do it and why it should be successful. This summary will give both you and the reader an idea about how the company will operate and what the background is behind the launch. In essence it is a quick summary of everything that follows 2.
Business and operations overview: In more detail now describe exactly what your company will do and how it plans to make money.
You need to consider daily operations in detail. You must also describe your product and service in a fair amount of detail here focusing on both its advantages and disadvantages.
Logistics of getting your product to the market place would also be found here. Include your market research here, no matter how informal. Why is your product likely to succeed?
Who are your target markets? How do you plan on advertising your product and service and letting potential customers know that it is available to them? Who are your competitors? Who is going to do what?
What are their skills and experience? Often this may just be you the owner but it is still important as you need to make sure you have all the necessary skills to run the business.
Will you be outsourcing any functions and if so to whom? When there are more than one person what is the chain of command or who is in charge of whom? Where will you be operating from?
What facilities do these premises have? What equipment do you need? Vehicle requirements and any other special assets that may be used by your company. Perhaps the most important section.
You need to come up with your expected future income statements, balance sheets and cash flow statements. The income statement or profit and loss report will simply be a summary of your income and expenses for each month for the first two to three years of the business venture.
In the final business plan you may simply have one for each year, but we strongly recommend that you do your own calculations for each month.
Do not forget set up costs, repayment expenses and taxes which are often left off the expense list in error. The cash flow statement is similar to the profit and loss, but if you plan on having accounts for your customers, they will only pay a few months after you invoice them.
Subtract the actual cheques or transfers you will be making out your account in that month. I essence you are predicting what your bank account statements will look like. This is a very important report because you need to consider the possibility of customers paying you late and also the likely scenario of it taking many months before you start making a profit.
Do you have enough money to last you until the company is profitable? For more detailed information take a look at the following:Read through your business plan and check your spelling and grammar. After all, you are a business professional; This is a working document. Use your business plan to keep track of your progress as an entrepreneur.
As your business grows, your business plan will need to change and adapt. Daycare Business Plan Template – 12+ Free Word, Excel, PDF Format Download Planning activities for kids offers a captivating experience for both organizers and children to enjoy an amazing day.
In a similar manner, getting to plan your daycare business plan attract more caution towards approaching the posterity of any daycare future. Arrange your plan under the following headings for a logical and well thought out business plan.
1. Executive summary: In less than a page you need to describe what your business will do, how it will do it and why it should be successful. Watch video · Monsters business plan pay high proposal south africa food former restaurant business plan pdf in south africa india sample pdf money ppt goodthingstaketime.
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